What Will It Take for Home Buyers to Start Asking for a Disaster Discount?
市场新闻：The real costs of owning a house in neighborhoods that are vulnerable to flooding and wildfires are becoming clearer. 暂未识别到明确 ticker，适合作为宏观或行业背景观察。
先作为市场背景处理，等出现明确 ticker 或波动率变化后再进入期权扫描流程。